Credit Risk Analytics

Mức lương: Thỏa thuận

Chức vụ: Nhân viên

Kinh nghiệm: Không yêu cầu

Hình thức làm việc: Toàn thời gian cố định

Yêu cầu bằng cấp: Không yêu cầu

Yêu cầu giới tính: Không yêu cầu

Địa điểm:Hồ Chí Minh

Mô tả công việc :

* Role Purpose:
This job holder is responsible for producing the analytic packs, important reports, having regular review with Policy team on the most updated policy to review the impact of new policy by providing analytics report and supporting Team on new projects assigned. The job holder also has abilities of credit risk scorecard development and monitoring as well as creating scorecard management reports, strong in statistical modeling and segmentation. The position also has ability of creating new proposals for credit analytics.
*Key Accountabilities
• Ad-hoc analysis and reporting Risk MIS reports.
• Develop, validate, implement and apply quantitative models. Execute the model risk management program and associated activities with relevant business unit and model owners
• Analyze data for trends, issues, inaccuracies, and inconsistencies; report findings and execute management decision as appropriate
• Regularly conducting portfolio review with credit policy & product team, credit operation units to address the trends, issues & inconsistencies, propose action plans, and through recommending amendments to portfolio pricing or credit limits based on critical analysis of the data
• Applying various statistical techniques (segmentation, pattern, decision tree, regression…) in data mining to propose credit policy changes.
• Setting up scorecard rules in system by cooperating with IT team to integrate scoring logic in core banking system. Periodically monitoring credit risk scorecard models to ensure accuracy, compatibility with business requirements
• System and database enhancement by addressing issues and executing UAT

Yêu cầu công việc :

Job Specification / Possible Profile
1. Qualification:
• University degree in MIS/Information System, Data Science, Business Analytics, IT & Computer Science, Mathematics, Statistics, Econometrics, Economics or related fields
2. Working experience:
• Minimum of 3 year experience in Risk analytics, Data analytics, Credit scoring analysis or Database programming in banking or consumer finance industry with practical usage of analytical, database programming tools (SAS, Oracle, SQL or other database management systems)
3. Knowledge:
• Strong at analytic skills, experience users of SAS, Oracle, MSSQL, MySQL, R, SPSS…
• Experience in banking/consumer finance is required
4. Skills:
• Good verbal and written communication skills in English and Vietnamese
• Numerical & analytical sense: ability to tackle a problem by using a logical, systematic, sequential approach
• Computer skills: advanced user of excel
• Ability to work under pressure, agile to changes
• Ability to work independently as well as a team player. University degree in MIS/Information System, Data Science,

Quyền lợi được hưởng :

- Attractive salary and bonus
- Health insurance and Social insurance regulated by Vietnam Labor Law
- Professional, dynamic working environment

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